not been updating because been very very very very very very busy...... and on top of this, am troubled with finding a house.

well, it's not that we can't find a house... 1st problem: the seller would not sell at valuation. i have a gut feeling that if we offer 18k or 20k above valuation, he may sell. but i dun have the money to make that kind of offer. plus not forgetting i have to fork out 5% cash payment on top of this.

then, there is another seller, selling the house without a valuation, then how can people offer? anyway, now pending for valuation report to come out... then according to the agent of this seller, there are a few interested buyers.. well, we'll see. we'll make our offer, if cannot, then too bad.

sigh... where to look for $60k??? back to work