was meddling around the ibook, chanced upon a monthly home budget file in excel. opened the file and thought it was useful. so as at 11.25pm, i budgeted the income and expenses that i'm going to incur for dec next month. hmmm, after doing the budget, i kind of find it useful, it even tells me how many percent that group of expenses take up, for example, my finance payments take up about 50% of my income. hmmm, no wonder all these years, i've been poor. hmmm, sets me thinking.
and i find that with a budget, you kind of like plan for your expenses next month. it also allows you to see how much savings you should have at the end of the month. i even budget for xmas gifts, xmas tree for next month's budget. It makes you aware of your spending and hopefully makes me to be careful with my spending.
so hopefully, this passion of budgetting for my home continues.
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